Do you want to invest without the big risk? If so, then a term deposit is for you. Most of our term deposits have a guaranteed rate throughout the term so there are no surprises. We also offer 30 day to 5 year terms so the length of the investment is flexible.

Check out our term deposit rates here.

Escalating Rate Term Deposit

You don’t have to do your investing homework to see increased returns on your investment. We’ll just give it to you with our Escalating Rate Term Deposit. Your rate of return will increase each year of your investment. Available in 3 and 5 year terms with redeemable option.

Check the Escalating Rate Term Deposit rates here.

Index-Linked Term Deposit

Do you want to get into the stock market but do not want to put all the risk on your dough? If so, the Index-Linked Term Deposit is perfect for you. Returns are based on the performance of the Standard & Poor's/Toronto Stock Exchange (S&P/TSX 60). Best of all, your principal portion of the investment is guaranteed. Both non-registered (savings, term deposit monies, etc.) and registered (RRSP monies) funds are eligible, for either 36 or 60 month terms.

Short-term Deposit

A short term deposit is ideal for members who have a sum of money they would like to earn interest on but know that they will need the funds in the near future. It has a variable interest rate calculated on the daily closing balance, and is an open term, redeemable at any time.