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- About NLCU
| Lending Rates |
Current Loan Rates
Rates subject to change without notice.
| Personal Loans |
| Loan Type |
Rate |
| Consumer Loans |
Prime based |
| Consumer Line of Credit |
Prime based |
| Fully Secured |
5.00% |
| RRSP Loan |
5.00% |
| RRSP Line of Credit |
5.00% |
| Mortgages |
| Fixed Residential Mortgage Loans |
First Mortgage Rate |
Second Mortgage Rate |
|
6 Month |
4.65% |
5.65% |
|
7 to 12 Month |
3.80% |
4.80% |
|
13 to 24 Month |
3.90% |
4.90% |
|
25 to 36 Month |
4.35% |
5.35% |
|
37 to 48 Month |
4.55% |
5.55% |
|
49 to 60 Month |
4.75% |
5.75% |
|
6 Month (Open) |
6.35% |
7.35% |
|
7 to 12 Month (Open) |
6.50% |
7.50% |
|
CMHC Trailer Loans |
Above rates + 1% |
|
| Variable Best Rate Mortgages |
Rate |
| 3 Year Variable |
5.20% |
| 4 Year Variable |
5.10% |
| 5 Year Variable |
5.00% |






