The word "insurance" can send a lot of people running for the hills. But working with you, Credential Financial Strategies can tailor a plan to your needs and your budget. Painless insurance - believe it.

Types of Insurance Offered

Income replacement

Everyone's income is a vital for supporting themselves and their family. In the event of your death, income replacement can provide immediate cash and subsequent income for your family. You can rest easy knowing that your family's needs are secure.

Disability Insurance

Who would pay the bills and support your family if you became disabled? It is not a fun question to answer but you can give yourself and your family peace of mind in knowing that you are covered in this unfortunate case. Disability insurance provides a monthly benefit to replace your lost income.

Long Term Care Insurance

People are living longer today than they did in the past. Sometimes this extended life requires assistance later in life though with this cost rarely accounted for. Long Term Care Insurance provides a daily benefit that can be used to cover the cost of having a registered nurse come to your home. This can also cover the cost of nursing home should the need arise.

Health & Dental Plans

Health and dental plans are essential to any employee benefit packages. Whether you are a sole proprietor working from home or the owner of a larger business, there is a health and dental plan that can suit your needs. A health and dental plan is also a great way to attract and retain top quality employees.

Business Insurance

Insurance for your business? We aren't talking about the standard fire or loss either. These specialized insurance products can protect you in a number of situations, such as a buy/sell agreement, corporate buy-out, share redemption and key person insurance.

Estate Planning

People work a lifetime to accumulate assets and build an estate. Now you want to be sure that your estate is directed to your desired beneficiaries. Estate planning allows you to accumulate money on a tax deferred basis to pay necessary estate costs such as probate fees, capital gains and taxes on registered assets.

Charitable Giving

As Credit Union members, we care about our community and the world in which we live. Life insurance provides an opportunity to help fund charitable organizations on a much larger scale than you could with annual donations. You could also receive unique tax benefits. As you can see, there are many ways that insurance can help you and your family with potential needs. Credential Financial Strategies is available to meet with you to recognize your needs and future financial security.

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Credential Financial Strategies Inc. is a member company under Credential Financial Inc., offering financial planning, life insurance and investments to members of credit unions and their communities. ®Credential is a registered mark owned by Credential Financial Inc. and is used under licence.

Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.